Do you work with Chicago manufacturing companies?

Yes. Chicago is the manufacturing capital of the Midwest. We finance CNC machines, robotics, assembly line equipment, and facility upgrades for manufacturing companies throughout Cook County and the greater Chicago area.

Can manufacturers get 100% equipment financing?

Many lenders offer 100% financing for manufacturing equipment, especially for established businesses with strong financials. For newer companies, down payments of 10-20% may be required. We work with lenders across the spectrum to find the best fit.

Is equipment financing available for used or refurbished machinery?

Yes. We finance both new and used equipment, including refurbished CNC machines, second-hand robotics, and auction purchases. Some lenders specialize in used equipment and offer competitive terms based on the machine's remaining useful life.

How does equipment financing affect cash flow?

Equipment financing preserves working capital by spreading the cost over time. Instead of a large upfront purchase, you make manageable monthly payments. Many manufacturers see positive cash flow within months as increased production capacity generates additional revenue.

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Precision ManufacturingEquipment Financing

$1.5M Equipment Financing Success in Chicago

From 20 employees to 65 — Equity Ridge helped a precision manufacturer automate and expand with CNC and robotics financing.

$1.5M

Equipment Financed

+180%

Capacity Increase

$8M

New Contracts Won

20 to 65

Team Growth

The Challenge

A Chicago-based precision manufacturer had a backlog of orders from aerospace and medical device clients but lacked the CNC machines and robotic automation to fulfill them. Their existing equipment was at 95% capacity, and turning down orders risked losing long-term contracts to competitors.

The Solution

Equity Ridge connected the manufacturer with a lender specializing in industrial equipment financing who understood the Chicago manufacturing ecosystem. We structured a $1.5M equipment loan covering 3 new CNC machines, robotic arms, and quality control systems. The loan was secured by the equipment itself, with payments structured around the expected revenue increase.

The Results

Secured $1.5M equipment financing in 18 days
Installed 3 new CNC machines and 2 robotic arms
Increased production capacity by 180%
Grew team from 20 to 65 employees over 24 months
Won $8M in new multi-year contracts

“We were about to turn down the biggest contract in our company's history because we didn't have the machines. Equity Ridge found us a lender who understood manufacturing and got us funded before we lost the deal.”

Plant Manager

Chicago Business Owner

Equity Ridge Advisor

Manufacturing Finance Advisor

Chicago Market Specialist

Related Services

Equipment Loans SBA Loans Working Capital

FAQ

Common Questions About Chicago Equipment Financing

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