Do you work with Austin tech startups and SaaS companies?

Yes. Austin's tech ecosystem is booming. We offer equity financing, SBA loans, and equipment financing for startups, SaaS companies, and venture-backed firms. We understand recurring revenue models and can match you with lenders who do too.

Can Austin businesses get CRE loans for downtown properties?

Absolutely. We offer commercial mortgages, SBA 504 loans, and construction financing for office buildings, retail centers, and mixed-use developments throughout Austin and the surrounding metro area.

Is equipment financing available for music and entertainment businesses?

Yes. We finance sound equipment, lighting systems, venue buildouts, and production gear for recording studios, live music venues, and entertainment companies in Austin.

Do you offer working capital for Austin's seasonal tourism businesses?

Yes. Austin's SXSW, ACL, and festival season creates unique cash flow patterns. We offer seasonal working capital lines, bridge financing, and short-term loans to help tourism and hospitality businesses manage their peak and off-season gaps.

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Business Financing for the Live Music Capital

Business Loans
in Austin

Austin is one of the fastest-growing tech hubs in the country, with a thriving ecosystem of startups, SaaS companies, and venture-backed firms. From downtown co-working spaces to the Domain district, Equity Ridge connects Austin businesses with 100+ lenders for SBA loans, tech equipment financing, commercial real estate, and working capital. We understand the unique cash flow patterns of high-growth companies and match you with lenders who do too.

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52,000+

Businesses in Travis County

+28.4%

Tech Job Growth (5yr)

$2.1B

Venture Capital (Annual)

Local Expertise

Industries We Serve in Austin

We understand the unique financing needs of Austin's key industries.

Technology & SaaS

Music & Entertainment

Healthcare & Biotech

Real Estate & Development

Food & Beverage

Professional Services

Clean Energy

Financing Solutions

Loan Options for Austin Businesses

From SBA loans to private lending, we match you with the right financing for your business goals.

SBA Loans

Government-backed financing with low rates and long terms.

CRE Loans

Commercial real estate financing for acquisition and refinance.

Equipment Loans

Finance machinery, vehicles, and technology.

Working Capital

Flexible cash flow financing for daily operations.

Lines of Credit

Revolving access to funds. Pay only for what you use.

Construction Loans

Milestone-based funding for building projects.

Factoring

Convert invoices into immediate cash.

Private Loans

Fast asset-based financing for unique situations.

Client Success

Austin Business Owners Trust Equity Ridge

“Equity Ridge helped our SaaS startup secure $1.2M in equity financing. Their Austin tech network was exactly what we needed.”

Local Business Owner

Client identity protected

“We used an SBA 504 loan to purchase our office building in the Domain. The process was smooth and the terms were excellent.”

Local Business Owner

Client identity protected

Service Area

Serving Austin & Surrounding Areas

While our headquarters is in Cut Bank, Montana, we serve businesses throughout Texas and across the United States. Our digital-first approach means you can apply, get matched, and close your loan — all from Austin.

Nearby cities we also serve:

Round Rock, TXCedar Park, TXGeorgetown, TXSan Marcos, TX

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FAQ

Common Questions About Austin Business Loans

Equity Ridge

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Austin Business?

Join hundreds of Austin business owners who have secured funding through Equity Ridge. Apply online in minutes.