Finance Your Essential Business Equipment
Equipment Loans
It can be hard for small businesses to keep up with the speed of today's technology. IoT, AI, and integrated robotics enable businesses to improve efficiency, safety, and production, but they come with a high price tag. Equipment loans and leases make onboarding new tech affordable so small businesses can stay competitive.
Apply TodayFinance Your Essential Business Equipment
Loans Overview
Equipment loans offer financing for machines, software, and electronics at any stage of business development. Leases allow businesses to try out new technology before committing to a long-term plan. Sale-leasebacks give businesses the opportunity to leverage their equipment assets for working capital without selling the machines they rely on every day.
Key Features of Equipment Loans
Equipment Loan Highlights
Equipment loans provide businesses with the funds to purchase or lease necessary equipment, helping them stay operational without upfront capital.
Short and long-term options
Credit based or asset based loans
Generate working capital from existing equipment
High-tech software and machines made affordable
Your Path to Funding
Three Steps to Funding
Apply Online
Your information helps us to begin loan matching.
Sourcing
We source options for your deal, keeping you informed at all times.
Close and Fund
We support your deal through the closing and remain in touch after.
100+
Lenders in Our Network
$1B+
In Available Funds
15 Day
Average Close
Benefits of an Equipment Loan
Equipment loans allow businesses to acquire essential machinery or technology without exhausting cash reserves.
These loans often come with favorable terms and repayment schedules that align with the lifespan of the equipment.
Spread the cost of equipment out over time.
SBA loans offer low-cost financing for credit-challenged businesses.
Try equipment before you buy it with a lease.
Get cash for your equipment without losing it.
Considerations Before Applying
Challenges
Equipment loans may require a down payment, and the equipment itself serves as collateral, which could be repossessed if payments are not met.
Late payments can jeopardize collateral.
Short-term loans typically have higher rates.
Missed payments can negatively affect credit.
Collateral is required for some loans.
Free Personalized Tool
Get Your Custom Funding Blueprint
Not sure if a Equipment Loan is the right fit — or what amount you actually qualify for? Answer a few quick questions and we'll build a personalized funding roadmap showing your best options, realistic timelines, and next steps.
5 min
To complete
100%
Free, no obligation
71+
Lenders matched