Business Financing With A Personal Touch
At Equity Ridge we get to know your business fundamentals before sourcing capital.
Begin your journey
FIND YOUR PATH TO FUNDING
Because lending has become so fractured, with niche lenders in every category, we’ve built a network of providers to serve the clients we work with today, and that can serve new businesses in our evolving market.
PRIVATE LOANS
Private loans are non-governmental funds offered by banks, online lenders, or private investors. They provide flexible terms and fast funding options, making them ideal for individuals or businesses needing quick access to capital.
LINES OF CREDIT
A line of credit offers flexible financing, allowing businesses or individuals to borrow up to a certain limit. It’s perfect for managing cash flow, covering unexpected expenses, and bridging financial gaps with interest charged only on the drawn amount.
FACTORING
Factoring is a financial transaction where a business sells its accounts receivable to a factoring company. This provides immediate cash flow, helping to manage working capital efficiently without assuming additional debt.
Working Capital
Working capital funds cover a company’s daily operations, ensuring smooth financial transactions. It provides the necessary cash flow to manage routine expenses, short-term needs, and unforeseen obligations, supporting business stability and growth.
SBA Loans
SBA loans are government-backed loans for small businesses, offering favorable terms and lower down payments. These loans can be used for working capital, purchasing inventory, or expanding operations, making them a popular financing option.
CRE Loans
Commercial Real Estate (CRE) loans finance property intended for business purposes like offices and retail spaces. They provide funds for acquisition, development, or refinancing, often structured with longer terms and competitive interest rates.
Business Broker Financing
Business Broker Financing offers brokers fast, flexible funding solutions to streamline business acquisitions and transactions. Our services are designed to help brokers easily meet client expectations while navigating lender requirements.
Construction Loans
Construction loans offer short-term financing for building projects. They provide necessary funds during construction phases, with flexible terms often converting to long-term mortgages upon project completion, ensuring viable financial management.
EQUIPMENT LOANS
Equipment loans are specifically designed to finance the purchase of business equipment. They help companies maintain operations without depleting cash reserves, providing the machine as collateral and often featuring flexible repayment terms.
Your Path to Funding
THREE STEPS TO FUNDING
APPLY ONLINE
Your information helps us to begin loan matching.
SOURCING
We source options for your deal, keeping you informed at all times.
CLOSE AND FUND
We support your deal through the closing and remain in touch after.
Where the journey for funding begins.
Today's financing market is complex. Equity Ridge provides the pathway to funding.
LENDERS IN OUR NETWORK
IN AVAILABLE FUNDS
FASTEST CLOSE